If you have your paperwork ready it will help things move along a lot faster. If you visit a NAFCO affiliated dealership and would like to apply for an auto loan, you should bring the following items with you to speed the application process: Valid Driver’s License Proof of income (such as two recent pay [...]
Yes, we will consider your trade in, even if you have an existing loan on it. Depending on how much you owe on the trade this may affect the amount of your payments on your next vehicle. So keep that in mind. You may want to pay off your current vehicle before trading it in [...]
Our down payment requirements are designed to fit the budget of our customers. The specific down payment requirement you will have depends upon many factors. We want to find a way to make the purchase of a NAFCO financed vehicle simple, fun, and easy. That is why we don't have one size fits all requirements. [...]
We will provide you with an offer, based on your application, after we have had a face to face interview. We feel that meeting with our customers and discussing their specific transportation needs and desires allows us to make the best credit decision for the customer. During the interview you will have a chance to [...]
When you submit your application to NAFCO you will be contacted by one of our loan specialist to set an appointment to review your application. We will ask you to bring some documents with you to the appointment to help us make the best credit decision possible. At the appointment, after our interview, we will [...]
NAFCO does not offer financing of private party purchases. All NAFCO vehicles must meet specific condition requirements to qualify for our program. Most private party vehicles do not qualify for financing by NAFCO.
No, you may pay off either a portion of your loan or the entire amount at any time without incurring any penalties. Any payment you make above your regular payment amount is usually applied to the principal balance of the loan.
We look at the applicant's ability to pay back the car loan. A stable source of income is necessary. We also look at how long an applicant has lived in the area, the household budget, other automobiles owned. We are more concerned with your future than your past. We know that bad things can happen [...]
We offer a wide selection of vehicles to choose from - sedans, wagons, SUV's, trucks, and vans. The specific vehicles available at any time change as our dealer affiliates' inventory changes. You will be offered a selection of vehicles to choose from that you are qualified to purchase. One will be just right for you!
Yes. You can apply for vehicle financing with no obligation or cost. NAFCO financing is designed for the "not-so-perfect" credit customer but we have programs to fit all customer credit profiles. Most people will qualify for acceptance if they have an income source that can be used to pay the loan and meet other acceptance [...]